Crypto Backed Finance

Prestigious Property Finance arranges high-value crypto finance for individuals seeking to borrow against cryptocurrency assets. We provide expert assistance for high-net-worth clients, enabling access to funds while maintaining cryptocurrency investments for potential long-term growth.

How Does Crypto Financing Work?

Crypto-backed financing offers a sophisticated solution for individuals looking to access liquidity without divesting their digital assets. By leveraging cryptocurrency as collateral, borrowers can secure loans based on the current market value of their holdings. Lenders typically offer a loan-to-value (LTV) ratio that reflects the asset’s volatility and overall risk, with terms customised to the borrower’s needs and the structure of the loan.

At Prestigious Property Finance, we specialise in arranging high-value crypto-secured lending facilities—ranging from six to eight figures—designed to provide seamless access to capital while preserving asset ownership. This form of lending is ideal for clients seeking to fund property purchases, portfolio diversification, or other strategic financial objectives without triggering a taxable event or relinquishing their cryptocurrency.

Benefits of Crypto-Backed Property Finance?

Unlock the value of your digital assets without selling them. Crypto-backed property loans offer a modern, tax-efficient way to access capital while maintaining exposure to future growth.

Tax Efficiency -Avoid triggering Capital Gains Tax by borrowing against your cryptocurrency, rather than selling it.

Preserve Market Exposure - Keep full ownership of your crypto assets and continue benefiting from their potential long-term appreciation.

Fast, Flexible Access to Capital - With no need for asset liquidation, funds can often be released quickly—ideal for time sensitive property acquisitions or investment opportunities.

Eligibility Criteria for Crypto-Backed Property Loans

To qualify for a crypto-secured lending facility, lenders typically require the following:

Minimum Crypto Collateral - Borrowers are generally expected to hold at least £200,000 in eligible cryptocurrency assets.

Loan-to-Value (LTV) Ratio - Due to the inherent volatility of digital assets, LTV is usually restricted to 50–60% of the crypto’s current market value.

Proof of Ownership & Compliance - Comprehensive documentation is required to verify the source of funds and meet anti-money laundering (AML)regulations.

Secure Custody Arrangements - Collateral must be transferred to a regulated, insured cold storage solution approved by the lender for the duration of the loan.

Our team ensures that we deliver a secure, confidential, and efficient process tailored specifically to the needs of high-net-worth individuals and sophisticated investors.